CHASE SELECT^SM PRIVATE STUDENT LOANS

When you need help with college costs, Chase Select can help. Chase Select is a school-certified private student loan program for undergraduate, graduate and graduate health professions students. After you take advantage of federal student loans, it can provide funds up to your cost of attendance minus other aid. Chase Select can help you fill the gap if federal loans, grants and other financial aid don’t cover all of your education expenses.*

Features include:

• In-school deferment repayment option available, which means no payments are required while in school
• No origination or repayment fees
• 0.25% Interest rate reduction for having monthly payments of principal and interest automatically deducted from a bank account
• Cosigner release after making 36 consecutive on-time payments of principal and interest
• Loans up to your cost of attendance (minus other aid), but no more than the amount certified by your school

Note: Interest continues to accrue during in-school deferment and will be added to the principal amount of the loan upon entering repayment, which will increase the total cost of the loan.

A Chase Select Private Student Loan can cover qualified education expenses, including:

• Tuition
• Living expenses
• Books
• A computer

*Important Information: Private loans, like the Chase Select loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

Chase Select loans are subject to credit approval, receipt of a completed and signed loan application/promissory note and self-certification form, verification of application information, acceptance of loan terms, and school certification of loan amount and student’s enrollment at a Chase Select-participating school.

Repayment plans may vary. Other available repayment options include making interest-only payments while in school or making principal and interest payments while in school. Maximum deferment period applies. Call for details.

The 0.25% interest rate reduction is available to borrowers in repayment who enroll in the Automatic Debit Program and have their monthly payments of principal and interest automatically deducted from a bank account by Chase. This interest rate reduction will begin when the borrower begins having payments automatically deducted by Chase and will remain in effect as long as automatic payments continue without interruption. The reduced interest rate will return to the non-discounted rate if automatic payments are canceled, rejected or returned for any reason or during periods of deferment or forbearance. The 0.25% interest rate reduction will not lower the monthly payment amount but will instead reduce the interest that accrues, thereby reducing the total amount repaid and the time in which the loan is repaid.

Chase currently services its Chase Select loans and does not sell them to another lender.

Although a cosigner is not necessary or required to apply for a private student loan, a qualified cosigner may help you get approved for a private student loan and possibly help you qualify for a better interest rate. Student borrowers and cosigners are equally responsible for repayment of the loan.

Upon request by the student borrower, cosigners are eligible to be released from the loan after any 36 consecutive payments of principal and interest are paid on time. The student borrower must meet Chase’s established cosigner release eligibility requirements at the time of the request for cosigner release. Other terms and conditions apply. Benefit programs are subject to change.

The minimum loan amount that can be requested under this loan program must be greater than $1,000, except for student borrowers whose permanent residence is in one of the following states, in which higher minimum loan amounts apply: Colorado, Indiana, Oklahoma, South Carolina or Wisconsin. If you live in one of these states, please call us for details.

Aggregate maximum loan limits apply.

This information was current as of 07/01/2011 and is subject to change. Contact Chase for current product information.